Terms of Service & Religious / Financial Disclaimers

1. Acceptance of Terms

By accessing or using ZakatSimple (accessible via zakat-simple.truxio.bond), you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, you must refrain from using the platform.

2. Permitted Educational & Personal Use

ZakatSimple is provided free of charge for personal, familial, non-commercial, and educational purposes. You may freely use our calculator to estimate your Zakat obligation, print statements for your personal records or tax documentation, and read our educational articles.

You agree not to:

• Scrape, reverse-engineer, or attempt to extract source code for unauthorized commercial redistribution without written attribution to the Islamic Digital Initiative.
• Deploy automated bots or denial-of-service scripts that impair website availability for other worshipers.
• Misrepresent the platform as an authorized issuing authority for binding legal or tax Fatwas.

3. The Nature of Calculations & User Responsibility

While we strive for absolute mathematical precision and theological authenticity:

• User Input Accuracy: The calculation output is entirely dependent upon the accuracy, completeness, and classification of the figures you enter into the calculator.
• Spot Metal Prices: Gold and silver spot rates fluctuate constantly on world commodity markets. While we provide reference rates and currency conversions, users are responsible for confirming their specific local retail/pawn buyback prices where local markets deviate materially.
• Individual Niyyah (Intention): Fulfilling the religious obligation of Zakat requires a sincere spiritual intention (Niyyah) at the time of calculation and disbursement. ZakatSimple cannot fulfill your intention on your behalf.

4. Advice for Complex Estates & Corporate Partnerships

While ZakatSimple provides leading-edge modules for stocks, cryptocurrencies, and business stock, real-world commercial circumstances frequently involve nuances beyond automated web forms:

• Multi-tier holding corporations with foreign tax credits.
• Private equity carried interest, subordinated debt, or venture capital safe agreements.
• Disputed estate inheritances (Mirath) involving pending litigation.
• Commercial properties with mixed halal and non-compliant revenue streams.

In all such circumstances, users are explicitly advised to seek direct, bespoke counsel from a qualified Islamic jurist (Mufti) and a certified public accountant (CPA).

5. Charity Directory & Third-Party Portals

Our charity directory features non-profit organizations that have established public 100% Zakat allocation policies. However:

• ZakatSimple does not accept, handle, or distribute donor money directly. All donations are executed on the external websites of the respective organizations.
• ZakatSimple is not liable for the ongoing operational governance, field execution, or future policy changes of any third-party NGO.
• Users must exercise their own due diligence before remitting funds to any charitable entity.

6. Intellectual Property

All design systems, UI components, curated articles, custom SVG iconography, and educational texts on ZakatSimple are the intellectual property of H M Jubair Alam and the Islamic Digital Initiative, protected under international copyright and fair-use frameworks. Quoting or sharing our articles for non-commercial educational purposes is permitted with clear canonical attribution to ZakatSimple.

7. Limitation of Liability

To the maximum extent permitted by applicable law, ZakatSimple, its founder, contributors, and the Islamic Digital Initiative shall not be held liable for any direct, indirect, incidental, consequential, or spiritual damages arising from your reliance on the calculations, articles, metal rates, or external links provided on the platform. The platform is provided strictly on an "as is" and "as available" basis without warranties of any kind.

8. Governing Law & Contact

These Terms shall be interpreted in accordance with applicable general law, guided by universal principles of Islamic commercial equity. For inquiries regarding these terms: